Preheat oven to 350ºF. In a large bowl, whisk together the flour, baking soda, baking powder, salt, cinnamon, nutmeg and cloves. Set aside.
In a separate bowl, whisk together the coconut oil and sugar. Add the bananas and mash them into the mix. Whisk in the pumpkin and vanilla last. Slowly add the wet ingredients to the dry. Use your hands to combine. Should be a thick doughy consistency.
Use a small ice cream scooper to portion out the cookies. Drop cookies on a baking sheet about two inches apart. Bake for 14 - 15 minutes or until a toothpick inserted into the center comes out clean.